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Kiersten and Julien Saunders

Kiersten Saunders (left) wearing a white embroidered long-sleeve crop top with blue jeans, and her husband Julien (right) wearing a white t-shirt and black jeans standing in front of a gray concrete background.

Early retirees Kiersten (left) and Julien Saunders.

Phyllis Iller


Money milestones: Paid off two mortgages worth $200,000 and retired from their corporate jobs before turning 40

Personal finance book recommendation: “The Wealth Choice: Success Secrets of Black Millionaires” by Dr. Dennis Kimbro

When the Saunderses learned about the Financial Independence/Retire Early movement, they embraced the challenge of saving and investing aggressively. They started making passive income through a rental property, and have since paid off the mortgages on their rental property and their own home, totaling $200,000. 

The couple successfully retired from their corporate jobs before turning 40. They now rely on their investments and their blog Rich & Regular for steady income.

The book that influenced their financial journey is “The Wealth Choice” by Dr. Dennis Kimbro.

Julien says, “I’m very mindful of the work that he’s done that is specifically catered to the Black community. He’s someone who started preparing people in my generation for having those conversations about money. I take great pride in knowing we may have the opportunity, through Rich & Regular, to fill the gap along with others in that space.”

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